You are probably familiar with the concept of mental load, which is becoming increasingly important in our lives. While it is often associated with household management, mental load also concerns our finances !
As with many other areas of daily management, the financial mental burden is often borne by women , who must therefore take into account taxes, financial planning or legal matters, in addition to other family responsibilities that fall to them. Certain important financial tasks are sometimes postponed due to lack of time or information, leaving this concern to occupy a place in our minds.
It is therefore essential to inform oneself, to train oneself and to understand the financial issues that concern us . Obviously, this responsibility should not be exclusively delegated to a spouse or a professional; everyone must have a minimum understanding of their financial situation, their objectives and the decisions related to them.
Financial planning , whether it concerns protection (life insurance, disability), taxation (tax optimization, investments) or long-term objectives (retirement, children's education), therefore requires regular attention . It is therefore recommended to review your budget and balance sheet annually, to reassess your objectives and to adjust your strategies accordingly.
Sharing this mental load within the couple is of course also essential. It effectively allows for better communication, concerted decision-making and a fair distribution of financial responsibilities.
In conclusion, taking charge of your financial mental load certainly requires a certain commitment, but the benefits of healthy and balanced financial management are certainly well worth it!
For more advice from Dominique Lépine, financial advisor , watch this video!
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